Car Insurance Myths Saint-Jérôme QC

Auto insurance premiums across insurance companies are not the same. What you pay with your current insurer is not the same as what you would get with another; sometimes it may be more, sometimes less.

BMO Bank of Montreal
(450) 432-4321
288 Rue St-Georges
St-Jerome, QC
Type
Branch with ABM

BMO Bank of Montreal
(450) 432-4355
511 Boul Des Laurentides
St-Jerome, QC
Type
Branch with ABM

BMO Bank of Montreal
(514) 277-1060
5060 Boul. St-Laurent
Montreal, QC
Type
Branch with ABM

BMO Bank of Montreal
(819) 372-4042
5885
Trois-Rivieres, QC
Type
Branch with ABM

Scotiabank
(514) 735-2261
2380 Lucerne Road
Montreal, QC
 
RBC - Labelle & De Martigny Br
(450) 569-5500
460 Labelle St-Suite 100
Saint-Jerome, QC
Languages
English, French
Office Hours
Monday: 10:00 - 16:00
Tuesday: 10:00 - 16:00
Wednesday: 10:00 - 16:00
Thursday: 10:00 - 20:00
Friday: 10:00 - 16:00
Saturday: Closed
Sunday: Closed

BMO Bank of Montreal
(450) 229-3538
555 Boul. Ste-Adele
Ste-Adele, QC
Type
Branch with ABM

RBC - Varennes Branch
(450) 652-0693
1950 Rene Gaultier
Varennes, QC
Languages
English, French
Office Hours
Monday: 10:00 - 15:00
Tuesday: 10:00 - 15:00
Wednesday: 10:00 - 15:00
Thursday: 10:00 - 20:00
Friday: 10:00 - 15:00
Saturday: Closed
Sunday: Closed

BMO Bank of Montreal
(514) 877-1620
2831 Masson
Montreal, QC
Type
Branch with ABM

Scotiabank
(514) 499-5622
1326 Greene Avenue
Westmount, QC
 

Car Insurance Myths

Provided By:

1. Car colour affects your premium

False. It doesn't matter if your car is blue, red, silver, white, or black, your rate for that make and model will be the same.

2. 2-doors cost more to insure than 4-doors

Not true. Insurers look at the price of the car, repair costs, theft frequency and previous claims history when determining the rate-not the number of doors.

3. Parking tickets will affect your insurance rate

Parking tickets do not count against your insurance, but unpaid fines might affect your ability to renew your driver's licence or worse, result in a licence suspension - which will affect your rate.

4. Getting a speeding ticket means your rates will go up

It depends. Your first minor speeding ticket (typically under 45 km/h over the limit) will probably not affect your insurance rate. But get two or three and you'll likely pay more. Any faster, like a major speeding ticket or racing, and your rates go up for sure.

5. The rate you pay is the same no matter which insurer you have coverage with

Auto insurance premiums across insurance companies are not the same. What you pay with your current insurer is not the same as what you would get with another; sometimes it may be more, sometimes less. See for yourself at www.kanetix.ca, where you can get online quotes from competing companies. You'll see that the range in rates available vary considerably between insurers and you might just find a lower rate for yourself.

- News Canada