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How To Select An Auto Insurance Agency St. John's NL

You can have success in selecting auto insurance by choosing the right auto insurance agency - one that has your best interests in mind.

Steers Insurance Limited
(709) 722-1532
238 Torbay Road
St. John's, NL
 
Baine Johnston Insurance
(709) 576-1602
10 Fort William Place
St. John's, NL
 
Young Frances Financial Services
(709) 722-6160
20 Crosbie Place
St. John's, NL
 
AXA General Insurance
(709) 758-5650
35 Blackmarsh Road
St. John's, NL
 
Co-Operators
(709) 758-1193
32 Commonwealth Ave Mt Pearl
St. John's, NL
 
Action Insurance Services Inc
(709) 738-2228
446 Newfoundland Drive
St. John's, NL
 
Marsh Canada Limited
(709) 737-1625
900-100 New Gower Street
St. John's, NL
 
AON
(709) 739-1000
70 O'Leary Avenue
St. John's, NL
 
A Plus Insurance
(709) 754-6507
Ste 105 10 Austin
St. John's, NL
 
AON
(709) 739-1000
70 O'Leary Avenue
St. John's, NL
 

How To Select An Auto Insurance Agency

Overview

There are many things to consider when selecting auto insurance, more to consider than just cheap auto insurance, and it is for this reason that it is a good idea to go through an auto insurance agency. There are different types of auto insurance agents, however, and choosing the right one can make a huge difference in the quality and cost of your premium.

When selecting auto insurance, first it's important to choose the right type of auto insurance agency. Doing your homework at the outset can not only save you a considerable amount of money, but a good amount of aggravation, as well. Some auto insurance agents represent only one company, while others represent many companies and can offer you much more in the way of choices in coverage and the amount you'll pay for this coverage.

Once you know how to select an auto insurance agency, you'll be able to rest assured that your needs are taken care of.

Types of Agents

A captive auto insurance agent represents one insurance company and thus writes policies strictly for that company, while an independent agent represents several companies and can offer you comparative rates and policies.

An independent auto insurance agent will write a policy from one insurance company for one customer and yet recommend that another customer purchase a policy from another insurance company altogether. That's because an experienced and knowledgeable independent insurance agent is looking at which company will best serve each particular customer's needs.

Knowing how to select an auto insurance agency can pay off in various ways. For example, one insurance company may offer several discounts that one customer qualifies for, while a customer that doesn't qualify for discounts might better benefit from another insurance company regarding another aspect of the policy.

Locally Based

It is wise to choose an independent agent in your local community for several reasons. This type of agent is building or has built a client base, and his or her livelihood depends upon keeping you the customer happy so you can expect great customer service. By choosing a local and independent auto insurance agency, you have someone to turn to in case you have to file a claim and won't have to rely on waiting on hold while you call an 800 number and speak to a faceless representative who may not have your best interests at heart.

By knowing how to select an auto insurance agency, you'll understand how important it is to choose one that is locally based with ties to your community.