Prepare your financial house as economy slows Saint John NB

It's always a good idea to regularly take stock of your financial state of affairs. But with economic signs flashing yellow these days, getting bette ...

BMO Bank of Montreal
(506) 632-0202
15 Market Square
Saint John, NB
Type
Branch with ABM

RBC - Main Br - Saint John
(506) 632-8080
100 King St
Saint John, NB
Languages
English, French
Office Hours
Monday: 10:00 - 17:00
Tuesday: 10:00 - 17:00
Wednesday: 10:00 - 17:00
Thursday: 10:00 - 17:00
Friday: 10:00 - 17:00
Saturday: Closed
Sunday: Closed

RBC - Lansdowne & Wellesley Br
(506) 634-8220
111 Lansdowne Ave
Saint John, NB
Languages
English, French
Office Hours
Monday: 10:00 - 17:00
Tuesday: 10:00 - 17:00
Wednesday: 10:00 - 17:00
Thursday: 10:00 - 17:00
Friday: 10:00 - 17:00
Saturday: Closed
Sunday: Closed

BMO Bank of Montreal
Fairville Boulevard
Saint John, NB
Type
ABM

BMO Bank of Montreal
Westmorland Road
Saint John, NB
Type
ABM

Scotiabank
(506) 658-3365
39 King Street
Saint John, NB
 
Scotiabank
(506) 658-3370
365 Main Street
Saint John, NB
 
BMO Bank of Montreal
(506) 632-0221
120 Mcdonald St
Saint John, NB
Type
Branch with ABM

Scotiabank
(506) 658-3360
35 Main Street West
Saint John, NB
 
RBC - Westwind Place Branch
(506) 635-1030
800 Fairville Blvd
Saint John, NB
Languages
English, French
Office Hours
Monday: 10:00 - 17:00
Tuesday: 10:00 - 17:00
Wednesday: 10:00 - 20:00
Thursday: 10:00 - 20:00
Friday: 10:00 - 17:00
Saturday: 10:00 - 15:00
Sunday: Closed

Prepare your financial house as economy slows

Provided By:

(NC)-It's always a good idea to regularly take stock of your financial state of affairs. But with economic signs flashing yellow these days, getting better acquainted with your personal balance sheet may not be enough to protect you from future financial problems.

There are several steps you can take now to tighten your fiscal belt in the event you are personally affected by an unfortunate event such as a sudden job loss, or a work related disability.

• Start by monitoring your spending habits

- Cut back on unnecessary expenses. Simple things like buying coffee and lunches every day can add up to thousands of dollars every year.

• Be ready for the unexpected by insuring loans, mortgages and credit cards

- Insurance products on personal loans, credit cards and mortgages, such as LoanProtector®, BalanceProtector®, or HomeProtector® from RBC Royal Bank, can help protect you in case you're unable to make the monthly payments.

• Pay off your credit cards with the highest interest rate first

- This can save you hundreds of dollars a year. Or, transfer high interest credit card balances to a card with a lower rate. Speak to your credit card company about getting a lower interest rate card.

• Check into refinancing loans at a new lower rate

- Take advantage of lower rates by renegotiating existing loans. This could save you thousands of dollars.

• Check your credit report regularly

- A simple mistake on your credit report could result in denial of a loan or mortgage - just when you might need it the most.

For more information, visit: http://www.rbcinsurance.com/insurance needs/

Credit: www.newscanada.com