Prepare your financial house as economy slows St. John's NL

It's always a good idea to regularly take stock of your financial state of affairs. But with economic signs flashing yellow these days, getting bette ...

BMO Bank of Montreal
(709) 758-2100
370 Newfoundland Dr
St. John\U0027S, NL
Type
Branch with ABM

BMO Bank of Montreal
Elizabeth Avenue
St Johns, NL
Type
ABM

RBC - Main Br - St Johns Nl
(709) 576-4222
226 Water St
St Johns, NL
Languages
English, French
Office Hours
Monday: 09:30 - 17:00
Tuesday: 09:30 - 17:00
Wednesday: 09:30 - 17:00
Thursday: 09:30 - 17:00
Friday: 09:30 - 17:00
Saturday: Closed
Sunday: Closed

Scotiabank
(709) 576-6000
245 Water Street
St. John'S, NL
 
BMO Bank of Montreal
(709) 758-2055
238 Water St
St. John\U0027S, NL
Type
Branch with ABM

RBC - St Johns-Aberdeen Ave Branch
(709) 576-4700
40 Aberdeen Ave-Suite 102
St Johns, NL
Languages
English, French
Office Hours
Monday: 09:30 - 17:00
Tuesday: 09:30 - 17:00
Wednesday: 09:30 - 17:00
Thursday: 09:30 - 20:00
Friday: 09:30 - 17:00
Saturday: 10:00 - 15:00
Sunday: Closed

RBC - Elizabeth Ave Br
(709) 576-4545
65 Elizabeth Ave
St Johns, NL
Languages
English, French
Office Hours
Monday: 09:30 - 17:00
Tuesday: 09:30 - 17:00
Wednesday: 09:30 - 20:00
Thursday: 09:30 - 20:00
Friday: 09:30 - 17:00
Saturday: Closed
Sunday: Closed

BMO Bank of Montreal
(709) 758-2110
384 Elizabeth Ave W
St. John\U0027S, NL
Type
Branch with ABM

Scotiabank
(709) 576-1199
37 Rowan Street
St. Johns, NL
 
RBC - Torbay Branch
(709) 437-5361
1296 Torbay Rd-Po Box 1130
Torbay, NL
Languages
English, French
Office Hours
Monday: 09:30 - 17:00
Tuesday: 09:30 - 17:00
Wednesday: 09:30 - 17:00
Thursday: 09:30 - 17:00
Friday: 09:30 - 17:00
Saturday: Closed
Sunday: Closed

Prepare your financial house as economy slows

Provided By:

(NC)-It's always a good idea to regularly take stock of your financial state of affairs. But with economic signs flashing yellow these days, getting better acquainted with your personal balance sheet may not be enough to protect you from future financial problems.

There are several steps you can take now to tighten your fiscal belt in the event you are personally affected by an unfortunate event such as a sudden job loss, or a work related disability.

• Start by monitoring your spending habits

- Cut back on unnecessary expenses. Simple things like buying coffee and lunches every day can add up to thousands of dollars every year.

• Be ready for the unexpected by insuring loans, mortgages and credit cards

- Insurance products on personal loans, credit cards and mortgages, such as LoanProtector®, BalanceProtector®, or HomeProtector® from RBC Royal Bank, can help protect you in case you're unable to make the monthly payments.

• Pay off your credit cards with the highest interest rate first

- This can save you hundreds of dollars a year. Or, transfer high interest credit card balances to a card with a lower rate. Speak to your credit card company about getting a lower interest rate card.

• Check into refinancing loans at a new lower rate

- Take advantage of lower rates by renegotiating existing loans. This could save you thousands of dollars.

• Check your credit report regularly

- A simple mistake on your credit report could result in denial of a loan or mortgage - just when you might need it the most.

For more information, visit: http://www.rbcinsurance.com/insurance needs/

Credit: www.newscanada.com